Privacy Policy

Account data from Plaid: connected institution names, account names/types/masks, balances, transactions, recurring transactions, identity information, and related metadata needed to provide app features.

Profile & app data: basic account/profile details, preferences, budgeting inputs, and app configuration needed to run the product.

Technical data: logs and diagnostics such as timestamps, request metadata, and error events for security and reliability.

Provide requested features such as account views, spending analytics, budgeting, and alerts.

Maintain and improve product performance, quality, and fraud/security protections.

Comply with legal obligations and enforce our terms and platform safety requirements.

We do not sell personal information.

We use Plaid Inc. ("Plaid") to connect your financial accounts. By using bank connection features, you acknowledge that your information is processed by Plaid in accordance with Plaid's End User Privacy Policy.

Plaid's privacy policy is available at https://plaid.com/legal/.

You can disconnect linked institutions in the app. Disconnecting stops new sync activity for that connection in Starmingo.

With service providers that help us operate the app (hosting, infrastructure, authentication).

With Plaid and financial institutions as necessary to provide connected-account functionality.

When required by law, legal process, or to protect users, rights, and platform security.

We retain data only as long as needed for product operation, legal compliance, fraud prevention, dispute handling, and security.

You can remove a linked bank connection from the app. You may also request account/data deletion by contacting us.

We use administrative, technical, and organizational safeguards designed to protect your data, including encryption controls for sensitive financial connection data.

Plaid access tokens are stored encrypted at rest and are used only to retrieve data you request (for example, balances and transactions). We do not store your online banking credentials.

Review and update profile information in the app where available.

Disconnect linked banks from the Banks & Cards experience.

For Plaid-managed controls, you can learn more about Plaid Portal at https://my.plaid.com/.

The Service is intended for individuals 18 years of age or older. We do not knowingly collect personal information from individuals under 18.

For privacy questions or requests, contact us at privacy@starmingo.com.

We may update this policy from time to time. If we make material changes, we will update the date above and post the revised policy here.